Financial Aid in Canada Undergraduate Education
Let us begin by noting that virtually no financial assistance is available for international students for undergraduate studies. For local students, various forms of scholarships, assistantships, tuition fee relief, and loan programs are available though colleges, government and private institutions. The awarding criteria for financial aid may be needs-based, merit-based, or both. State colleges and universities (i.e. state funded) typically charge lower tuition fees for in-state students.
Prospective undergraduate students will be well-advised to research financial aid opportunities with colleges of choice, various governmental agencies at federal, state and local levels, and private institutions.
International students can obtain research and/or teaching assistantship for financial support. The availability of such assistantships is rather limited and, therefore, extremely competitive. Assistantships, however limited, are more readily available for engineering and computer science programs. As noted above, unlike the US, assistantships do not often accompany partial or total tuition fee waiver. International students are not eligible for loans or funding from governmental agencies.
Since many university professors have research grants, it might benefit the prospective graduate student to communicate directly with the professor who could or would supervise their dissertation/thesis. Dissertation/thesis supervisors can and do offer research assistantships from their research grant.
Cost of Education
On-campus accommodations are not necessarily cheaper than off-campus accommodations. Moreover, not all colleges offer on-campus accommodations. Your school will help you with both on-campus and off-campus accommodations.
International students are prohibited from obtaining any form of employment in Canada, beyond what their visa authorizes.
A Special Note for International Students